The purpose of registering for a supplement plan is to have full coverage. Very often, we do not pay attention to the scope of the insurance policy and then end up paying for a service that we thought would be covered already. One common example of this occurrence is the dental package that is available. Since we do have a problem reading the fine print that is on the disclosure document, we rarely get to know the details of this package. Does it cover routine dental check-ups, or does it cover a root-canal treatment, or does it cover tooth extractions? The list could just go on and on if we are not sure about what the policy covers and what it does not. Instead of worrying about this coverage, it is the advisor who has to give you the details of the Medicare supplement plans that you eventually take.

Read The Dental Policy

This is the first step to understanding what kind of dental coverage is being offered on a specific supplement plan. Usually, a policy does not automatically incorporate dental coverage. Instead, there is a separate policy for dental procedures. You need to make a full payment for both the supplement plan along with the dental plan if you want to enjoy complete coverage. Otherwise, it is possible that both your policies will be terminated. In case you have not applied for the dental plan at the beginning, please remember that there is a specific time frame to apply and this is usually about twenty to thirty days from the date of enrolling for the supplement plan.

Disenrolling

If you are thinking of moving away from the safety net of an insurance policy, please think again. Disenrolling from an insurance coverage is probably one of the easiest things to do; unfortunately, it is not one of the wisest! Take time to understand the risks you could be running by disenrolling from a policy. It does not matter whether this is for dental coverage or for your full health policy. This is also the time to check on dates. If you have a basic Medicare policy, which usually consists of a Part A and B coverage, then you are more or less safe. If there are serious emergencies, you might not be able to secure the coverage for them – this is why dates are important.

Keeping track is not always easy; make sure you have all important dates, covers, and other details of your insurance, clearly recorded.